Chemicals, Pharma & Medical Devices

Suppliers of chemical products, pharmaceuticals, laboratory consumables and medical devices operate high-value, regulated supply chains with deferred payment to Spanish distributors, manufacturers, pharmacies and private or public hospitals. Defaults often involve large balances, framework or tender agreements and documentation specific to the sector (batches, certificates, traceability), and may concern public-sector buyers with their own payment timelines.

IJ Creditor handles these files with attention to the documentary requirements of the sector and to the public-sector payment regime, distinguishing private commercial claims from those subject to public-procurement rules and timelines.